The Perverse Way More Exchange Competition Could Leave Some People Worse Off

By: Monday November 24, 2014 8:54 am

The goal of the Affordable Care Act exchanges was to encourage competition among private insurers, but ironically attracting more competition could leave many people the exchanges were designed to help the worst off. To understand why you need to know a few things about the structure of the law, the complexity of selecting a policy, [...]

The Exchange Subsidy Cliff

By: Wednesday December 4, 2013 8:28 am

Looking ahead the design of the law has several glaring issues that should start to become more apparent as people actually use the law. One of the most problematic and frankly stupid is the exchange subsidy cliff.

A Truly Simplified Tax Code Is Incompatible With the Main Goals of Washington

By: Wednesday April 10, 2013 7:56 am

It is time for people in Washington to acknowledge it is impossible to get a truly simplified tax code in this current political climate. It is simply inconsistent with the other driving ideological preferences in Washington, which includes the idea of very low federal “spending”, low taxes, and a Congress that plays an active role [...]

Tax Credit Structure Ensures Individual’s Costs are Same, Regardless of “Sticker Price” of Insurance Premium

By: Friday December 18, 2009 10:37 am

Ezra Klein has a new, strange, and incorrect defense of the individual mandate in the Senate bill: I think some on the left would say that they just want to remove the individual mandate. But if they do that, then the healthy will leave the plan, and the average premiums will be the average premiums [...]