The Fight For The Public Option Was The Fight For Better Regulation

By: Friday March 26, 2010 4:30 am

I fought for the public option because I simply didn’t trust the ability of our current government to strongly enforce regulations against some extremely wealthy corporations without it. After watching the finance sector collapse, taking down our whole economy, I would expect my skepticism to be broadly shared. The incredible size of the collapse of [...]

Fear The Part-State/Part-Federal Exchange Frankenstein Monster

By: Friday January 15, 2010 5:45 pm

The House health care bill’s single national exchange with federal regulatory enforcement mechanisms is clearly superior to the Senate’s idea of small, state-based exchanges with enforcement by state insurance commissioners. Under the House bill, if states think that they can do a better job than the national exchange, they have the right to opt out [...]

Looking At The Labor Deal: Why Would Anyone Want To Move To The Exchange?

By: Friday January 15, 2010 7:58 am

Late yesterday the labor unions struck a deal with the White House about the excise tax. The key points seem to be: raising the threshold, exempting dental and vision benefits from the excise tax, adjusting for age and health status, adding a carve-out for collectively bargained plans until 2018, and starting in 2017, plans created [...]

Oh, The Horror: Having Too Many Agencies To Protect You From Insurance Company Abuse

By: Tuesday January 12, 2010 3:58 pm

Today, HCAN had a conference call to push for a federal regulator structure in health care reform with a national exchange. The idea is that only the federal government has the power, resources, and desire to enforce the new insurance regulations. The Senate bill leaves enforcement up to state insurance commissioners, which, for the most [...]

How The Senate Health Care Bill Could Redline Minorities

By: Wednesday January 6, 2010 6:48 am

The Senate bill suffers from the 101 exchanges problem. It would technically produce two exchanges per state (one for the individual market, and one for the small business market) and one ill-defined national OPM exchange within all the other exchanges. The bill would also allow states to set up multiple regional subsidiary exchanges within a [...]

Senate Bill Still Leaves Health Insurance Companies Unchecked

By: Wednesday December 23, 2009 6:48 am

The Senate bill removed the public option. The public option would have been a benchmark by which to judge the private insurance companies. It would have served as a check on the private insurance companies. With the public option gone, the only other check left on the for-profit private insurance industry is regulation. Can under-enforced [...]