With unemployment still high and job growth anemic, finding jobs for Americans should be the top priority of our elected officials. To deal with this serious crisis, I propose the creation of a National Cooperative Administration to encourage the creation of worker-owned businesses. Basic design The NCA could provide free advice and low interest loans [...]

The Senate bill would give more small businesses access to the new exchanges quicker than the House bill. In the Senate bill, any business with 100 or fewer employees could use the new exchange. Starting in year four (2017), individual states could choose to allow larger businesses to also use the exchange. Conversely, the House [...]

Unlike the House bill, the Senate bill creates not one but two exchanges. In each state there will be an exchange for individuals and a “Small Business Health Options Program” (SHOP) exchange. What is important is that these are not just two different portals or websites where people can buy health insurance–the two different exchanges [...]