Why You Should Really Shop for a New Insurance Plan on the Exchanges

By: Monday November 17, 2014 6:24 am

Over the weekend the second open enrollment for the Affordable Care Act began and it seems this time Healthcare.gov is mostly stable this time, so consider this is a public service announcement. If you get insurance via one of the new exchanges last year you should really consider shopping around for a new policy. Polling [...]

PhRMA Wants You To Know the Silver Plans on the Exchanges Kinda Suck

By: Friday May 16, 2014 10:50 am

PhRMA, the pharmaceutical industry group which played a key role in President Obama’s secret deal making to craft the Affordable Care Act, wants you to know the “silver” insurance plans people are buying under the program kinda suck. Today they released a new report from Milliman which shows the out-of-pocket costs for so called “silver” [...]

Why Silver Health Insurance Plans Are the Most Popular

By: Friday May 2, 2014 8:25 am

By far the most popular type of planĀ on the Affordable Care Act exchanges is “silver,” but this was entirely by design. From HHS: Marketplace Plan Selection by Metal Level 20 percent of the persons who have selected a Marketplace plan have selected a Bronze plan 65 percent of the persons who have selected a Marketplace [...]

Why the Nature of Insurance Is a Policy Problem but a Political Benefit for Obamacare

By: Wednesday October 2, 2013 8:13 am

As the old joke goes, people think their insurance is great until they go to use it. All indications are this will be the same with the Affordable Care Act. While this is a policy problem, it should be a political benefit. Many relatively healthier people using the exchanges will probably say they are “happy” with their new coverage up until the moment need to use it.