Grading Exchange Premiums on a Curve

By: Thursday April 17, 2014 7:56 am

Some new analysis of enrollment on the exchanges predicts about a 7 percent increase in premiums next year. From USA Today: Statisticians working with insurers to project next year’s insurance premium rates say they expect to see an average increase of about 7%, well below the feared double-digit increases making recent headlines. “The double-rate increases [...]

Premiums on the Exchanges Are Slightly Lower Than CBO Expected

By: Thursday July 18, 2013 9:18 am

Average premiums on the health insurance exchanges are coming in slightly lower than what the Congressional Budget Office predicted back in 2012. A new report for HHS compares these predictions from over a year ago to the premiums now being submitted by insurance companies in several states. From the HHS: This is modest good news for [...]

The Policy Implications if Only the Mandate Is Struck Down

By: Thursday June 21, 2012 7:12 am

In the very near future the Supreme Court will rule on the constitutionality of the Affordable Care Act. One likely outcome is the court strikes down the individual mandate but leaves the rest of the law intact. Here is what eliminating just the mandate would actually mean for policy. Reduce the cost of the Affordable [...]

“Skin in the Game” Fails As a Health Care Cost Control Idea

By: Tuesday September 27, 2011 12:55 pm

Health insurance premiums for a typical employer-provided family policy grew by an incredible 9 percent this year according to a new Kaiser Family Foundation study. Not only have premiums increased for employers, but the employee cost sharing has gone up as well. Compared to only a few years ago, there has been a big increase [...]

Health Insurance Regulation Working Even Before Becoming Law

By: Friday June 10, 2011 7:58 am

Last week the California Assembly narrowly passed AB52 which will give state regulators the ability to reject unjustifiably large premium increases from private health insurers. The bill still needs to pass the state Senate before it would become law but clearly it has the health insurance industry scared.

Health Insurance Industry Loves That You Can’t Afford to Use Your Coverage

By: Monday May 16, 2011 10:35 am

It is another year for record profits for the health insurance industry. From the New York Times: The nation’s major health insurers are barreling into a third year of record profits, enriched in recent months by a lingering recessionary mind-set among Americans who are postponing or forgoing medical care. The UnitedHealth Group, one of the largest [...]

Paper Sheds New Light on Affordable (Unless You Are Actually Sick and Need) Care Act

By: Friday May 6, 2011 5:30 am

Jonathan Gruber, the economist paid by the White House to consult on the health care reform law, has put out a paper for the Commonwealth Fund that reaches the conclusion that the law is pretty good. What is interesting is that even this supporter and part architect of the law is forced to admit that [...]

Health Care Premiums Could Reach $23,342 by 2020

By: Friday December 3, 2010 5:45 am

The cost crisis in our health care system simply can’t be overstated. The rapid growth in cost is the driving force behind our projected long-term public debt and the growth in private health insurance premiums threaten to cripple private industry. The Commonwealth Fund is out with a new study showing just how quickly the situation [...]