Why the Nature of Insurance Is a Policy Problem but a Political Benefit for Obamacare

By: Wednesday October 2, 2013 8:13 am

As the old joke goes, people think their insurance is great until they go to use it. All indications are this will be the same with the Affordable Care Act. While this is a policy problem, it should be a political benefit. Many relatively healthier people using the exchanges will probably say they are “happy” with their new coverage up until the moment need to use it.

Medicaid Study’s Warning for Obamacare Exchanges

By: Thursday May 2, 2013 8:43 am

Getting a lot of attention today is a new study about Oregon’s Medicaid program. Basically several years ago Oregon wanted to greatly expand the program but didn’t have enough money to cover everyone they wanted. As a result they held a lottery. This created a perfect natural experiment on the effect of Medicaid coverage. The [...]

Actually Obama, Your Health Care Law Will Not Stop Medical Bankruptcy

By: Tuesday April 30, 2013 9:52 am

During a rare press conference President Obama defended the Affordable Care Act by saying “in a country as wealthy as ours nobody should go bankrupt if they get sick.” The problem is the Obamacare will not even come close to eliminating medical bankruptcy. Even under the law, people who buy insurance on the new exchange [...]