The Policy Implications if Only the Mandate Is Struck Down

By: Thursday June 21, 2012 7:12 am

In the very near future the Supreme Court will rule on the constitutionality of the Affordable Care Act. One likely outcome is the court strikes down the individual mandate but leaves the rest of the law intact. Here is what eliminating just the mandate would actually mean for policy. Reduce the cost of the Affordable [...]

Mandate Has little Impact on What Exchange Users Would Pay for Insurance

By: Wednesday March 28, 2012 9:35 am

I’ve been discussing arguments about the role of the individual mandate, how its possible absence might affect participation in the individual insurance market, and whether it is needed to prevent an insurance death spiral.  A related point is that the individual mandate will actually have almost no impact on what a majority of people using [...]

“Fiscal Conservatives” Waste $200-$350 Billion To Subsidize Private Insurance Companies

By: Monday December 28, 2009 7:52 am

The so called “fiscal conservatives” in the Senate have insisted that we use only extremely wasteful private insurance companies to expand coverage to roughly 15 million Americans. Private health insurance companies have a terrible track record compared to public health insurance programs. Public programs, like Medicare, are able to provide high-quality care much more cost effectively. [...]