David Dayen and Jon Walker have been doing yeoman’s work keeping track of all the ways that the folks who either depend on Medicaid now or who hoped to have access under the Affordable Care Act are likely to be screwed by America’s dysfunctional political system and dysfunctional health care system.
So far, a rather academic debate about this has been too narrowly focused between three groups:
- Those who are worried a lot that those who have no health care options other than through Medicaid will be denied access;
- Those who insist that “logic” will prevail and states and legislatures will make sure those who would get access under the ACA if fully expanded will get access, eventually; and
- Those who can’t wait to screw the poor again, or at least pretend they might screw the poor, because they’re convinced that a depressing percentage of conservative-leaning American voters believe the poor deserve to be screwed.
Notice any groups missing from this list? How about:
- The poor who are about to be screwed;
- People — like Jon and David — who are appalled by that and think something should be done other than wait to see what happens, like religious leaders, health care professionals, ordinary citizens; and
- Political leaders, parties, etc., willing to take a stand and say, “this is what we should do to avoid screwing poor people who don’t have health care.”
So, I’d like to start a conversation with the last three groups, because they’re the ones who have the most at stake, both in getting health care coverage and getting public policy refocused on stuff that matters to real people in their real lives.
Why can’t we start asking political candidates at all levels — local, state, federal, Presidential — and all parties, Dems, GOPers, TeaBags, 3rd parties — what they believe we should do to make sure poor people get reasonable access to adequate health care in America?
Of course there are many Americans who wonder why we don’t just expand Medicare for all or something similarly universal. Other countries have nice things; why can’t we? Let’s hear that argument. But what if that conversation isn’t feasible yet, because we’re still a bit backwards here? To flush this out, suppose we start with some relatively modest, basic proposals, not that far from where we are, and see what people think.
Let’s call this, Scarecrow’s No-Brainer Health Care Platform, and it’s open to comment/revision:
1. First, As FDL’s Jon Walker, David Dayen and others have urged, let’s federalize the service we now call Medicaid. If states want to participate in administration or quality oversight, fine, but all the standards for eligibility and all funding should be handled through the federal budget. Basic health care is fundamental to human decency and fairness, but as Walker wrote, during economic downturns, state and local governments are in no condition to cover the expanded costs of the increased numbers of people who need coverage. Federalize it. It will help the poor get care and also help the state budgets.
2. Next, bring eligibility up to a national level of at least 150% of the Federal Poverty Level. People can debate whether we should start at the ACA’s level of 138% or something else, but the idea is to have a nationally uniform assurance of coverage. Start somewhere that’s defensible because it’s humane, and if individual states want/pay for higher levels, fine.
3. Make Medicaid health coverage equivalent to Medicare health coverage. That means not only providing the same level of health care across America, but also providing compensation to health care providers at the same levels and using the same means (and options, including regional variations) as those available to providers of Medicare. We should never again have a condition in which health care providers refuse to cover Medicaid patients because they’re claiming to be underpaid. This also means that whatever means and experiments Medicare attempts to control costs and make health care more effective and affordable should apply equally to Medicaid.
4. Add a Medicare buy-in option to the Exchanges. If the country retains the ACA’s exchange/subsidy/penalty structure for people in between Medicaid and Medicare and not covered by their employers, then add a Medicare buy-in option to the Exchange. If the nation is not yet able or willing to expand Medicare/Medicaid to cover everyone, then people are going to need something in between. I personally believe the entire competitive market model when applied to health care/insurance is a crock, but if that’s all the in-betweens have (assuming they can’t get coverage at work), then let’s have an escape value to get Medicare access in case it turns out that whole market theory really is a crock. And who knows, it just might keep the pressure on the private sector to limit how much they can rip off the in-betweens.
There’s lots more one could add, but that’s a start. Suppose we have a campaign to encourage candidates at all levels and all parties to tell us where they stand on these four principles? Because so, far, none of them is saying anything relevant, and our abysmal horse-race media is letting them get away with it. Tax? Penalty? Flip flop? Who cares?
We have a national election coming up. We’re going to be electing an entire House of Representatives, 1/3 of the Senate, a President, and hundreds of state legislators and Governors. Where do they stand on one of the most important issues facing the country? Let’s ask them.




37 Comments

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I don’t think asking them will yield anything more than straight out lies and prevarications.
Health care is a subset of an economic neoliberal (Milton Friedman, Thatcher’s TINA, Reaganomics, Rubinomics, etc.) philosophy which was once anathema to the “opposition” party but has, since the DLC’s take-over, become their very own—and they are wearing it proudly.
Democratic party voters who ,in essence, rail and rage again Milton Friedman’s laissez-faire, day in and out, seem unaware that their support of Democrats supports this inhuman philosophy/ideology.
Discussing one issue or another without clarifying to the left leaning voters that on foreign policy and domestic economic issues the only difference between the two “legacy” parties is the degree of honest with which they address these issues. And on that, at least the Republicans are honest brokers of shit, while the Democrats display the worst of snake-oil salesmanship tendencies.
To be concerned with matters of health security while being driven over the cliff seems, as a strategy, to be lacking.
There is no room for what you suggest within the context of an overarching ideological drive towards neo-feudalism.
The system is working perfectly. Destruction of the govt paid medical system is the plan.
I don’t think it’s that complicated.
All that’s happened recently is that SCOTUS just banned an ACA penalty to be imposed on states which don’t expand Medicaid. That adds a new, unexpected, perverse economic incentive into the mix, exacerbated by states’ suspicions that the 90% Fed subsidy will not hold.
Since the states were expected to commit “only” 10% in the out years anyway, all the Feds have to do is make the subsidy “slightly” larger, 100% indefinitely, and commit to a hold harmless for the states. Reasons the Feds can’t (or won’t) do that become mere flags to question the Fed’s credibility from the gitgo. So they really, really do need to cough up the dough.
At that point all the states would be back together again, where they belong, and all sign up for the expansion on Uncle’s tab.
I don’t think expecting to cajole the money out of 50 states is at all realistic. There are bound to be some which won’t go along, thanks to Roberts, and they’ll provoke a race to the bottom. We should not spin our wheels there.
I think one issue is that people arent aware how their services actually vary from state to state. Being from Texas I am often amazed at how ignorant people are about how we are screwed over and over and over.
I am in agreement that Medicaid like so many other things – EDUCATION!!!!- need to be nationalized.
One of the problems with the “left” is they just assume that because there is a program like Medicaid it works and works the same for everyone. Regardless of the program, being sick or unemployed is very different in say Alabama than it is in California.
I can also attest here in Texas a while back I tried to take advantage of this so called “safety net” Im told I have. Basically, unless I was an unwed minority woman pregnant or with a child I was SOL. I could tell one of the rude CSRs I dealy with was a rightist because she suggested I contact Catholic Charities if I wanted to eat and have electrity.
Just because the USG promises to pay everything forever doesn’t mean they will.
Good work and I can agree with your 4 point plan. But it does not go far enough in addressing the real problems.
I promise you in at least the southern states Medicaid reimbursement does not cover more than 50%-75% of the cost (And I mean cost to the provider) of the care by hospitals and physicians alike. And frankly Medicare for all won’t work for the same reasons. Medicare reimbursement comes closer but it also doesn’t cover full costs of the pharmaceuticals and services. What must be addressed is excess profits from the parasites on the system. The cause of high costs lie principally in the nation’s compliance with the demands for high profits by pharma, insurance and investment corporations. The electronic appliance people are not far behind, if at all. And then all the para-medical people.
So far the only efforts to address cost I have seen is by cutting or re-allocating benefits.
That said. The sooner we begin federalizing components the quicker we will come to a more reasonable system.
All good points. Thanks. I think there is a provision in ACA to increase provider payments for Medicaid, but not to par. Also agree that there are anti trust and too long patent issues. I’ll think about adding something on the cost pricing issues.
It’s a good plan, Scarecrow, and it would be a way out of this mess, but I’m afraid eCAHNomics is correct. The ultimate goal is to preserve health insurance and big pharma. It is not to provide the most access to healthcare to the greatest number of citizens. This can be seen in the amount of profit allowed to the insurance companies, which is 20% of their inflatable fees. This can be seen in the fact that the plan originated with the Heritage Foundation.
I do think Roberts one-upped Obama. Whether the latter is a fool and didn’t see it coming, or actually doesn’t mind leaving office after one term, we will just have to wait and see.
I wonder if Roberts would have dared to nix a single player plan had that really been discussed and presented in positive fashion with the acclamation of the citizenry?
Why, we just might have gone on to impeach him. The mind boggles. Oh, what might have been.
I’m so glad you guys are highlighting this and saw immediately the effects this can and will have on Medicaid. I am in a blue state but I’m still worried. Being eligible for Medicaid in 2014 would be the first time in 12 years that I would be able to get any health care so I have a keen interest. So many people in the US think that everyone below a certain income level can get Medicaid. That is simply not true. It’s very tough in my state to qualify.
Even Republicans admitted that if Obama had passed a single payer which was an extension of Medicare –Medicare for All Improved, babeeeee!– it would have been constitutional.
Had Roberts tried to kill it, and thus killed Medicare, I think there might well have been out revolution.
But, coulda, shoula, woulda — Obama didn’t.
When the entire population is being gleefully forked by the elites, the sort of commentary on just how hard of a ‘fork’ it is and what kind of lubricant might make it better….I don’t know — are we really in touch with reality when we do that?
Thanks for your comment. Maybe it makes sense to have your story and others like it to highlight and personalize the issue.
I agree. Still there would at least be more moral/political onus on the Feds to comply, which is rather lacking at present.
1. Yes.
2. Yes.
3. Yes. But if we do that how can we continue to claim Medicaid is different than Medicare?
4. Don’t understand.
In our current gilded culture of austerity, the knee jerk is to cut spending for the people such as benefits; while turning a blind eye to the elephants skimming and gorging themselves. I just try to raise the issue every chance I see.
I also agree the Obama style is of minimal problem solving, instead throwing things out there leaving the details to others is really nothing more than denial and looking for someone to blame when the inevitable happens.
How about also reimportation of medicines, and addressing how US patients pay the tab for all the R&D in their Rx so big pharma can underbid their competition overseas?
Medicare is insurance funded by the 3% payroll tax on all working people and an aspect of Social Security. In both instances the Federal government is the manager. (Obama care leaves management to private for profit corporations with virtually no rate controls. Yes there is the 20% limit being implemented. But it is not enough.) Medicaid is essentially welfare not pre-paid as the others are by the recipients.
I think a more honest system is to extract profit from drugs developed with government funds (virtually all are to a substantial degree) by prohibiting patents on those that private pharma just doodles with a few radicals and charges $4000 a pop for 18 yr.. When I was doing stuff on Government funds I had to sign a pledge to not patent any thing I developed. My How that changed.
“Medicare is insurance funded by the 3% payroll tax on all working people and an aspect of Social Security.”
Part A yes, however Parts B, C & D have some recipient premium funding (deducted from Social Security checks) but are mostly funded out of general revenue).
3. If they became comparable, and subject to same provider funding, then merging for administrative savings would make sense. Which is what would happen under single payer, etc.
I’m pretty sure they ALL have excellent health insurance. BUt do they give a crap about us? Doesn’t look like it. They are all bought and paid for by big pharma and the health insurance companies.
On reimportation, I hope to discuss measures like that in another post, where we think about how to pay for this. Dealing with drug pricing is an important piece. So hold the thought.
Q. Why is it every other industrialized country has a health plan for its people but us????
A. Our government is “for sale”.
OK, I’ll give it a try.
As a health care delivery approach the ACA was at best a series of fixes to systems that don’t work (private ins) and systems that should work better (Medicaid, prescription drug coverage), leaving millions uninsured, under-insured, unable to afford their medicine.
In the last few days we see more vulnerabilities (Medicaid, state exchanges).
Haven’t single payer critics of the ACA been proven right, again, this week, and people who said it was a starter home, a path to single payer, just a bit less than a pony, wrong?
Why back away from being right (again)?
Why not demand items like those in your list, as well as prescription drug price negotiation, as immediate transitional demands, and Medicare for All, 2 or 3 reasonable suggestions on how to fund it, a short implementation timetable, and CBO scores, as the explicit objective?
Moral, social, legal, fiscal, no death panels, etc. arguments to be made around the goal of universal access to care and single payer insurance, not individual defenses of the intermediate demands.
Moveon, PCCC etc. to be added to groups called upon to support those demands.
That just may be the final verdict of his presidency. “Hope and change” withered to disappointment.
I’ll expand on 4 later. But recall that once Medicare for all was taken off the table, the fall back was a public option in the exchanges. The strongest version of public option was premised in Medicare payment rates, but Lieberman vetod that, and Obama had already cut deals to preclude any public option.
That basic concept needs to come back, as it’s a workable pathway for those caught in between to escape and transition toward Medicare.
Love the suggestions. Would you add a #5 – add another premium subsidy level to cover those up to 100% FPL with 100% subsidy with no copays or deductibles; it could require Medicare reimbursement in its pricing. States could supplemental this coverage for the necessary addons needed by the Medicaid population. By the way, the way I understand the ACA those at 100-133% FPL can choose Medicaid or premium subsidy – get rid of that. Note: it is 133%, not 138% of FPL. Matching up ACA private sector coverage with current state Medicaid programs is a nightmare (huge variability state-to-state) especially with the SCOTUS ruling. Any solution has to simplify, simplify.
A strategy worth considering. I see it stronger long run, less feasible next four months.
I propose the cut off be 150%, so there is no gap as there may be now. Perhaps I misunderstood you.
On the 138%, Jon Wqlker insists when measured consistently that’s the same as the 133% people usually cite, unless I misunderstood him
So it’s not a typo.
Because we are exceptional.
True. I just didn’t include the caveats but I suppose should have. B&C and D are also income based. The real point is all of it is theoretically funded by premium payers.
Yes!
But Medicare has four main parts. How do you plan to negotiate them, iethe different payment mechanisms?
No I don’t think that is true. Some parts are paid from general revenues. So how are you going to include that in ACA?
We pick up 75% of the expense of their plans, and they’re paying about 2%-3% of their salary for Cadillac health coverage for them and their families. The hypocrisy is mind numbing. I want those bought f*cks to go into the ACA exchanges and see what kind of affordable health coverage they get.
It is in principle true. There have been various add ons and tweaks that have included some general funding.
Medicaid has never pretended to be client funded. Medicare is largely client funded.
But though much of that is irrelevant in practice it is very mportant in concept. Once we put SS and Medicare into the dole system it will be a death sentence for quality and adequate benefits.
The only problem with Medicaid and Social Security is how to transfer the wealth from the poor to the rich!
The Roberts Court is preparing the way to declare the Middle Class to be unconstitutional. Roberts and Alito both lied under oath to Congress, they always intended to overturn the entire 20th Century. That’s why Roberts switched sides, to underscore that the Commerce Clause does not count.