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	<title>Comments on: The Health Care Reform Political Time Bomb</title>
	<atom:link href="http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/feed/" rel="self" type="application/rss+xml" />
	<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/</link>
	<description>Politics for liberal newsgeeks</description>
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		<title>By: marcopolo</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55872</link>
		<dc:creator>marcopolo</dc:creator>
		<pubDate>Sun, 25 Oct 2009 17:33:41 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55872</guid>
		<description>Yes. I&#039;ve also heard that there are a lot of younger uninsured people...college age &#039;invincibles&#039;. They might help to balance or offset the cost of covering more (sicker) people. I&#039;ve also read that one thing driving up cost is emergency room visits, and that once people start getting regular checkups and preventive medicine, that should help contain costs over the long term. Risk adjusters to spread costs and standardized prices negotiated by the government on behalf of all insurers, private and public, would help contain costs. And Wyden&#039;s idea of national plans uses economies of scale to lower costs. A public option, if it isn&#039;t contracted out to private industry, should give private plans a run for their money, but for that to work, application - and, critically, enforcement - of risk adjusters to spread risk associated cost is essential, otherwise the public plan will attract all the sick people.</description>
		<content:encoded><![CDATA[<p>Yes. I&#8217;ve also heard that there are a lot of younger uninsured people&#8230;college age &#8216;invincibles&#8217;. They might help to balance or offset the cost of covering more (sicker) people. I&#8217;ve also read that one thing driving up cost is emergency room visits, and that once people start getting regular checkups and preventive medicine, that should help contain costs over the long term. Risk adjusters to spread costs and standardized prices negotiated by the government on behalf of all insurers, private and public, would help contain costs. And Wyden&#8217;s idea of national plans uses economies of scale to lower costs. A public option, if it isn&#8217;t contracted out to private industry, should give private plans a run for their money, but for that to work, application &#8211; and, critically, enforcement &#8211; of risk adjusters to spread risk associated cost is essential, otherwise the public plan will attract all the sick people.</p>
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		<title>By: marcopolo</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55871</link>
		<dc:creator>marcopolo</dc:creator>
		<pubDate>Sun, 25 Oct 2009 17:20:48 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55871</guid>
		<description>Because that would just be too logical.</description>
		<content:encoded><![CDATA[<p>Because that would just be too logical.</p>
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		<title>By: quidditas</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55855</link>
		<dc:creator>quidditas</dc:creator>
		<pubDate>Sat, 24 Oct 2009 15:06:32 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55855</guid>
		<description>That&#039;s assuming that the resulting bill is not *grossly punitive* and counterproductive. They tried as hard as they could to make it grossly punitive and counterproductive. That seems to have been the reason for the delay, no?--have the stink bomb blow up in the second Obama term when it&#039;s too late.

*Maybe* things won&#039;t end with a grossly punitive bill, but that would certainly be a late development and not at all in the original plan.</description>
		<content:encoded><![CDATA[<p>That&#8217;s assuming that the resulting bill is not *grossly punitive* and counterproductive. They tried as hard as they could to make it grossly punitive and counterproductive. That seems to have been the reason for the delay, no?&#8211;have the stink bomb blow up in the second Obama term when it&#8217;s too late.</p>
<p>*Maybe* things won&#8217;t end with a grossly punitive bill, but that would certainly be a late development and not at all in the original plan.</p>
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		<title>By: tinman1967</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55854</link>
		<dc:creator>tinman1967</dc:creator>
		<pubDate>Sat, 24 Oct 2009 14:52:13 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55854</guid>
		<description>We need term limits.</description>
		<content:encoded><![CDATA[<p>We need term limits.</p>
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		<title>By: selise</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55852</link>
		<dc:creator>selise</dc:creator>
		<pubDate>Sat, 24 Oct 2009 11:36:06 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55852</guid>
		<description>sigh. yeah. since sometime after oxdown was turned over to hcan, i&#039;ve fantasized about writing a diary with a title something like, &quot;A Note on the Taxonomy of Astroturf and Grassroots Organizing.&quot;

</description>
		<content:encoded><![CDATA[<p>sigh. yeah. since sometime after oxdown was turned over to hcan, i&#8217;ve fantasized about writing a diary with a title something like, &#8220;A Note on the Taxonomy of Astroturf and Grassroots Organizing.&#8221;</p>
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		<title>By: ralphbon</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55851</link>
		<dc:creator>ralphbon</dc:creator>
		<pubDate>Sat, 24 Oct 2009 11:13:06 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55851</guid>
		<description>&lt;blockquote&gt;i’d rather see progressives define ourselves by the policies we develop and advocate&lt;/blockquote&gt;

Unfortunately, &quot;progressive&quot; organizations in the last year have been defined more by the policies they develop and &lt;em&gt;abdicate&lt;/em&gt;.</description>
		<content:encoded><![CDATA[<blockquote><p>i’d rather see progressives define ourselves by the policies we develop and advocate</p></blockquote>
<p>Unfortunately, &#8220;progressive&#8221; organizations in the last year have been defined more by the policies they develop and <em>abdicate</em>.</p>
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		<title>By: selise</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55850</link>
		<dc:creator>selise</dc:creator>
		<pubDate>Sat, 24 Oct 2009 09:43:24 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55850</guid>
		<description>&lt;blockquote&gt;I just fear that there will be enough folks, who will “retain” private insurance and its higher reimbursement rates, whether because they’ve got some sort of contract that provides them this coverage, or because they are rich enough to pay for it themselves.

To me it seems like a twist on the “boutique” doctors concept [certain doctors who, for a big up-front payment, will assure you that they&#039;ll see you, etc.].

I know that logically, enacting Medicare for all suggests that there won’t be competing programs, and thus doctors will HAVE to accept Medicare patients and their shitty fee payment rates. But I think that even “Medicare for All” doesn’t mean “and ONLY Medicare will be available.”&lt;/blockquote&gt;

you are exactly right about the problem of “boutique” healthcare in any kind of multi payer system. i guess that is what we are starting to see now with medicaid and medicare patients being refused.

hr 676, and other single payer / &quot;medicare for all&quot; systems, do address this by preventing private insurance companies from competing with the gov plan. that is why it is called &quot;single payer.&quot; unfortunately, in the past year, public-option-in-a-multi-payer-system have been co-opting the rhetoric of the single payer movement (hr 676 has always, since 2003, been &quot;expanded and improved medicare for all act&quot;) and that has confused the issue somewhat in many people&#039;s mind. 

anyway, for an example, here is the relevant bit from hr 676:

&lt;blockquote&gt;SEC. 104. PROHIBITION AGAINST DUPLICATING COVERAGE.

(a) In General- It is unlawful for a private health insurer to sell health insurance coverage that duplicates the benefits provided under this Act.

(b) Construction- Nothing in this Act shall be construed as prohibiting the sale of health insurance coverage for any additional benefits not covered by this Act, such as for cosmetic surgery or other services and items that are not medically necessary.&lt;/blockquote&gt;

there can be a tendency to underfund gov insurance programs, but at least with us all in the same program everyone&#039;s incentives are aligned because we all want adequate funding for the program we&#039;re in, and we&#039;re all in the same program.

just my opinion, but i think multi payer systems make for stupid healthcare financing policy (even if there is a public option) and you&#039;ve put your finger on one of the many reasons why.</description>
		<content:encoded><![CDATA[<blockquote><p>I just fear that there will be enough folks, who will “retain” private insurance and its higher reimbursement rates, whether because they’ve got some sort of contract that provides them this coverage, or because they are rich enough to pay for it themselves.</p>
<p>To me it seems like a twist on the “boutique” doctors concept [certain doctors who, for a big up-front payment, will assure you that they'll see you, etc.].</p>
<p>I know that logically, enacting Medicare for all suggests that there won’t be competing programs, and thus doctors will HAVE to accept Medicare patients and their shitty fee payment rates. But I think that even “Medicare for All” doesn’t mean “and ONLY Medicare will be available.”</p></blockquote>
<p>you are exactly right about the problem of “boutique” healthcare in any kind of multi payer system. i guess that is what we are starting to see now with medicaid and medicare patients being refused.</p>
<p>hr 676, and other single payer / &#8220;medicare for all&#8221; systems, do address this by preventing private insurance companies from competing with the gov plan. that is why it is called &#8220;single payer.&#8221; unfortunately, in the past year, public-option-in-a-multi-payer-system have been co-opting the rhetoric of the single payer movement (hr 676 has always, since 2003, been &#8220;expanded and improved medicare for all act&#8221;) and that has confused the issue somewhat in many people&#8217;s mind. </p>
<p>anyway, for an example, here is the relevant bit from hr 676:</p>
<blockquote><p>SEC. 104. PROHIBITION AGAINST DUPLICATING COVERAGE.</p>
<p>(a) In General- It is unlawful for a private health insurer to sell health insurance coverage that duplicates the benefits provided under this Act.</p>
<p>(b) Construction- Nothing in this Act shall be construed as prohibiting the sale of health insurance coverage for any additional benefits not covered by this Act, such as for cosmetic surgery or other services and items that are not medically necessary.</p></blockquote>
<p>there can be a tendency to underfund gov insurance programs, but at least with us all in the same program everyone&#8217;s incentives are aligned because we all want adequate funding for the program we&#8217;re in, and we&#8217;re all in the same program.</p>
<p>just my opinion, but i think multi payer systems make for stupid healthcare financing policy (even if there is a public option) and you&#8217;ve put your finger on one of the many reasons why.</p>
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		<title>By: Mauimom</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55847</link>
		<dc:creator>Mauimom</dc:creator>
		<pubDate>Sat, 24 Oct 2009 05:34:59 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55847</guid>
		<description>I just fear that there will be enough folks, who will &quot;retain&quot; private insurance and its higher reimbursement rates, whether because they&#039;ve got some sort of contract that provides them this coverage, or because they are rich enough to pay for it themselves.

To me it seems like a twist on the &quot;boutique&quot; doctors concept [certain doctors who, for a big up-front payment, will assure you that they&#039;ll see you, etc.]. 

I know that logically, enacting Medicare for all suggests that there won&#039;t be competing programs, and thus doctors will HAVE to accept Medicare patients and their shitty fee payment rates.  But I think that even &quot;Medicare for All&quot; doesn&#039;t mean &quot;and ONLY Medicare will be available.&quot;

Unfortunately, because Obama ceded &quot;control&quot; over this entire issue to the corrupt and inept Congress, there&#039;s no series of issues that must be addressed.  If, instead of his oh-so-smart-Rahm-foolery, Obama had begun with a list of problems that needed to be solved by any health care reform legislation, then whatever proposals were put forth could be evaluated in that light.  [For instance:  cover uninsured, no exclusion for pre-existing conditions; no cancellation upon sickness; control over premiums/deductibles; AND doctors must accept patients on Medicare.

I don&#039;t think anyone has looked at this &quot;but I can&#039;t find a doctor who takes Medicare&quot; problem, and I&#039;d like someone to do so.</description>
		<content:encoded><![CDATA[<p>I just fear that there will be enough folks, who will &#8220;retain&#8221; private insurance and its higher reimbursement rates, whether because they&#8217;ve got some sort of contract that provides them this coverage, or because they are rich enough to pay for it themselves.</p>
<p>To me it seems like a twist on the &#8220;boutique&#8221; doctors concept [certain doctors who, for a big up-front payment, will assure you that they'll see you, etc.]. </p>
<p>I know that logically, enacting Medicare for all suggests that there won&#8217;t be competing programs, and thus doctors will HAVE to accept Medicare patients and their shitty fee payment rates.  But I think that even &#8220;Medicare for All&#8221; doesn&#8217;t mean &#8220;and ONLY Medicare will be available.&#8221;</p>
<p>Unfortunately, because Obama ceded &#8220;control&#8221; over this entire issue to the corrupt and inept Congress, there&#8217;s no series of issues that must be addressed.  If, instead of his oh-so-smart-Rahm-foolery, Obama had begun with a list of problems that needed to be solved by any health care reform legislation, then whatever proposals were put forth could be evaluated in that light.  [For instance:  cover uninsured, no exclusion for pre-existing conditions; no cancellation upon sickness; control over premiums/deductibles; AND doctors must accept patients on Medicare.</p>
<p>I don&#8217;t think anyone has looked at this &#8220;but I can&#8217;t find a doctor who takes Medicare&#8221; problem, and I&#8217;d like someone to do so.</p>
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		<title>By: sporkovat</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55842</link>
		<dc:creator>sporkovat</dc:creator>
		<pubDate>Sat, 24 Oct 2009 03:29:32 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55842</guid>
		<description>As the great George Clinton sang:

&quot;Free your mind and your ass will follow&quot;

folks who care about peace, social justice, the environment, health care for all, need to free themselves from their unreciprocated devotion to the Democratic Party.</description>
		<content:encoded><![CDATA[<p>As the great George Clinton sang:</p>
<p>&#8220;Free your mind and your ass will follow&#8221;</p>
<p>folks who care about peace, social justice, the environment, health care for all, need to free themselves from their unreciprocated devotion to the Democratic Party.</p>
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		<title>By: LKN2</title>
		<link>http://fdlaction.firedoglake.com/2009/10/23/the-health-care-reform-political-time-bomb/#comment-55841</link>
		<dc:creator>LKN2</dc:creator>
		<pubDate>Sat, 24 Oct 2009 02:53:43 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3703#comment-55841</guid>
		<description>If they are going to get rid of pre-existing conditions from day one, we&#039;ll also get the MANDATE from day one, with absolutely no control over what the insurance companies charge. I hope that is not the case.</description>
		<content:encoded><![CDATA[<p>If they are going to get rid of pre-existing conditions from day one, we&#8217;ll also get the MANDATE from day one, with absolutely no control over what the insurance companies charge. I hope that is not the case.</p>
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