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	<title>Comments on: Snowe Strikes Again, Universal Underinsurance</title>
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	<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/</link>
	<description>Politics for liberal newsgeeks</description>
	<lastBuildDate>Fri, 17 Feb 2012 20:44:48 -0600</lastBuildDate>
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		<title>By: jeffh</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-55068</link>
		<dc:creator>jeffh</dc:creator>
		<pubDate>Tue, 20 Oct 2009 12:48:39 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-55068</guid>
		<description>It&#039;s not just corporate sharks.  If Obama could snap his fingers and instantly give us, say, the Canadian health care system, which by just about any measure has better outcomes and lower costs than the US, he would undoubtedly be a one-term president.  

A major challenge is that a significant chunk of Americans have really good health insurance and access to great care.  These folks are the mostly republican affluent and mostly democratic union members.  Both politically active and powerful groups. So health care reform needs to find a way to expand coverage while not making the coverage/care of those who already have it good, worse or more expensive.  This is a non-trivial challenge.</description>
		<content:encoded><![CDATA[<p>It&#8217;s not just corporate sharks.  If Obama could snap his fingers and instantly give us, say, the Canadian health care system, which by just about any measure has better outcomes and lower costs than the US, he would undoubtedly be a one-term president.  </p>
<p>A major challenge is that a significant chunk of Americans have really good health insurance and access to great care.  These folks are the mostly republican affluent and mostly democratic union members.  Both politically active and powerful groups. So health care reform needs to find a way to expand coverage while not making the coverage/care of those who already have it good, worse or more expensive.  This is a non-trivial challenge.</p>
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		<title>By: GDC707</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-54925</link>
		<dc:creator>GDC707</dc:creator>
		<pubDate>Sun, 18 Oct 2009 15:32:29 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-54925</guid>
		<description>Snowe seems to me like of those people (politicians, businesspeople, whoever) who escaped from humble beginnings and NEVER looked back. I suspect Reid is like that as well. FDR actually did something for the disadvantaged because he was forcibly humbled by polio and was reminded everyday how tough life can be.</description>
		<content:encoded><![CDATA[<p>Snowe seems to me like of those people (politicians, businesspeople, whoever) who escaped from humble beginnings and NEVER looked back. I suspect Reid is like that as well. FDR actually did something for the disadvantaged because he was forcibly humbled by polio and was reminded everyday how tough life can be.</p>
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		<title>By: GDC707</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-54924</link>
		<dc:creator>GDC707</dc:creator>
		<pubDate>Sun, 18 Oct 2009 15:13:40 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-54924</guid>
		<description>&quot;It’s that they have to be so good at fund-raising to survive and thrive in this environment, that they don’t have the time and energy to devote to things that don’t contribute to their re-election, things like understanding the policy issues.&quot;

Perfectly analogous to what many of us have observed in our careers: Too often people get promoted to managerial rank not because they are good at the central task of the business, but rather because they are good at office politics. Apply this to gov&#039;t and you have put your finger on a MAJOR flaw in American society.</description>
		<content:encoded><![CDATA[<p>&#8220;It’s that they have to be so good at fund-raising to survive and thrive in this environment, that they don’t have the time and energy to devote to things that don’t contribute to their re-election, things like understanding the policy issues.&#8221;</p>
<p>Perfectly analogous to what many of us have observed in our careers: Too often people get promoted to managerial rank not because they are good at the central task of the business, but rather because they are good at office politics. Apply this to gov&#8217;t and you have put your finger on a MAJOR flaw in American society.</p>
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		<title>By: researcher</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-54922</link>
		<dc:creator>researcher</dc:creator>
		<pubDate>Sun, 18 Oct 2009 08:36:36 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-54922</guid>
		<description>wash represents corp america

when will americans wake up to that reality

the demos only pretend to be for the middle class

they will fold they have to fold for the lobbyist money

in a republic we deserve our politicans

best kept secret in america

mega profits off the sick and needy what more needs to be said about american values????????

selfish, self righteous, greedy, and arrogant

and of course love their wars for profits

and they want to dominate the world

700 military bases around the world is imperialism defined

trillion dollar military budget that is war mongering defined

two unwinable wars makes mega profits for the industrial military complex

yes we have met the enemy and it is the middle class or former middle class fast becoming lower class status

keep blaming snowe while the wealthy rob you blind

she is only doing what the rich are telling her to do

give credit where credit is due, she is doing her job well very well</description>
		<content:encoded><![CDATA[<p>wash represents corp america</p>
<p>when will americans wake up to that reality</p>
<p>the demos only pretend to be for the middle class</p>
<p>they will fold they have to fold for the lobbyist money</p>
<p>in a republic we deserve our politicans</p>
<p>best kept secret in america</p>
<p>mega profits off the sick and needy what more needs to be said about american values????????</p>
<p>selfish, self righteous, greedy, and arrogant</p>
<p>and of course love their wars for profits</p>
<p>and they want to dominate the world</p>
<p>700 military bases around the world is imperialism defined</p>
<p>trillion dollar military budget that is war mongering defined</p>
<p>two unwinable wars makes mega profits for the industrial military complex</p>
<p>yes we have met the enemy and it is the middle class or former middle class fast becoming lower class status</p>
<p>keep blaming snowe while the wealthy rob you blind</p>
<p>she is only doing what the rich are telling her to do</p>
<p>give credit where credit is due, she is doing her job well very well</p>
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		<title>By: bmull</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-54921</link>
		<dc:creator>bmull</dc:creator>
		<pubDate>Sun, 18 Oct 2009 06:25:17 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-54921</guid>
		<description>Think about it: The government would force working families to pay a big tax increase in the form of overpriced junk insurance, and when they get sick they still go bankrupt. Does that sound like a political winner for Democrats?? 
 
In other news today, the NYT Editors *finally* came out for a robust Medicare-like public option!!!

The public option is on the march, baby...</description>
		<content:encoded><![CDATA[<p>Think about it: The government would force working families to pay a big tax increase in the form of overpriced junk insurance, and when they get sick they still go bankrupt. Does that sound like a political winner for Democrats?? </p>
<p>In other news today, the NYT Editors *finally* came out for a robust Medicare-like public option!!!</p>
<p>The public option is on the march, baby&#8230;</p>
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		<title>By: bmull</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-54920</link>
		<dc:creator>bmull</dc:creator>
		<pubDate>Sun, 18 Oct 2009 06:23:27 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-54920</guid>
		<description>.</description>
		<content:encoded><![CDATA[<p>.</p>
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		<title>By: gtomkins</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-54919</link>
		<dc:creator>gtomkins</dc:creator>
		<pubDate>Sun, 18 Oct 2009 05:14:41 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-54919</guid>
		<description>The worst effect of our system of campaign financing

... isn&#039;t that our Congresscritters are bribed into supporting bad policies.  It&#039;s that they have to be so good at fund-raising to survive and thrive in this environment, that they don&#039;t have the time and energy to devote to things that don&#039;t contribute to their re-election, things like understanding the policy issues.

What I see in this statement of Snowe&#039;s, and in everything a Baucus or a Conrad says on the subject, is not mainly the hand of their industry paymasters (though, Lord knows, that&#039;s there).  The most striking thing about what these &quot;centrists&quot; have to say on the subject is its utter assininity.  They&#039;re just dumb shits, at least on this issue, not even smart enough about the issues to come up with clever rationalizations for doing the industry&#039;s bidding.  I&#039;m sure they&#039;re utter geniuses at fund-raising.  Too bad that&#039;s not what we need them to understand...</description>
		<content:encoded><![CDATA[<p>The worst effect of our system of campaign financing</p>
<p>&#8230; isn&#8217;t that our Congresscritters are bribed into supporting bad policies.  It&#8217;s that they have to be so good at fund-raising to survive and thrive in this environment, that they don&#8217;t have the time and energy to devote to things that don&#8217;t contribute to their re-election, things like understanding the policy issues.</p>
<p>What I see in this statement of Snowe&#8217;s, and in everything a Baucus or a Conrad says on the subject, is not mainly the hand of their industry paymasters (though, Lord knows, that&#8217;s there).  The most striking thing about what these &#8220;centrists&#8221; have to say on the subject is its utter assininity.  They&#8217;re just dumb shits, at least on this issue, not even smart enough about the issues to come up with clever rationalizations for doing the industry&#8217;s bidding.  I&#8217;m sure they&#8217;re utter geniuses at fund-raising.  Too bad that&#8217;s not what we need them to understand&#8230;</p>
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		<title>By: DonkeyHotey</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-54918</link>
		<dc:creator>DonkeyHotey</dc:creator>
		<pubDate>Sun, 18 Oct 2009 04:26:31 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-54918</guid>
		<description>&lt;strong&gt;&quot;Universal Underinsurance&quot; &lt;/strong&gt;

What a great description of what we will probably end up with.</description>
		<content:encoded><![CDATA[<p><strong>&#8220;Universal Underinsurance&#8221; </strong></p>
<p>What a great description of what we will probably end up with.</p>
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		<title>By: wesgpc</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-54917</link>
		<dc:creator>wesgpc</dc:creator>
		<pubDate>Sun, 18 Oct 2009 03:14:11 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-54917</guid>
		<description>That is true, you do have high deductables for many kinds of property insurance. But if you are cheap and use deductables on your insurance as an excuse not to fix or maintain your car after an accident, there are no state and federal laws that require an auto-repair shop to come to your rescue when you car breaks down during rush hour. Your car gets junked at no cost to anyone but you. There are laws that require provision of healthcare with no provison for compensation at all for peoples&#039; health if they are sick with life or organ threatening crises. So, if you want your analogy to hold you have to propose doing away with those laws that require emergency care for sick people. Do you want to propose that?

Your reference to &#039;first dollar&#039; insuarnce is dated. That is 1960s and 1970s stuff. The move towards higher deductable and co-pays, and away from first dollar coverage has been going on for over twenty years and it has not fixed anything.

Further, if you will look at international statistics, the US does not have high rates of primary care utilization for people seeing the doctor for trivial reasons, or preventive care, or check-ups, or anything else. It has one of the very lowest rates. It does have high rates of utilization for advanced expensive procedures for very sick people.

I hope that reform does make access to primary care easier for selected preventive care services and check-ups than is currently the case. Most other high income countries with lower healthcare costs and better popualtion health do it that way. Simply proposing more indiscriminate slashing of affordable access to primary healthcare (more of what has been tried and has failed for the last 20 years) will not work.

And by the way, I am willing to pay quite a bit for a public option. My rates for a private policy are sky rocketing with more and more cuts in benefits. At least with a public option I would have more promise of honest delivery of service and some say through my representatives in policy design.</description>
		<content:encoded><![CDATA[<p>That is true, you do have high deductables for many kinds of property insurance. But if you are cheap and use deductables on your insurance as an excuse not to fix or maintain your car after an accident, there are no state and federal laws that require an auto-repair shop to come to your rescue when you car breaks down during rush hour. Your car gets junked at no cost to anyone but you. There are laws that require provision of healthcare with no provison for compensation at all for peoples&#8217; health if they are sick with life or organ threatening crises. So, if you want your analogy to hold you have to propose doing away with those laws that require emergency care for sick people. Do you want to propose that?</p>
<p>Your reference to &#8216;first dollar&#8217; insuarnce is dated. That is 1960s and 1970s stuff. The move towards higher deductable and co-pays, and away from first dollar coverage has been going on for over twenty years and it has not fixed anything.</p>
<p>Further, if you will look at international statistics, the US does not have high rates of primary care utilization for people seeing the doctor for trivial reasons, or preventive care, or check-ups, or anything else. It has one of the very lowest rates. It does have high rates of utilization for advanced expensive procedures for very sick people.</p>
<p>I hope that reform does make access to primary care easier for selected preventive care services and check-ups than is currently the case. Most other high income countries with lower healthcare costs and better popualtion health do it that way. Simply proposing more indiscriminate slashing of affordable access to primary healthcare (more of what has been tried and has failed for the last 20 years) will not work.</p>
<p>And by the way, I am willing to pay quite a bit for a public option. My rates for a private policy are sky rocketing with more and more cuts in benefits. At least with a public option I would have more promise of honest delivery of service and some say through my representatives in policy design.</p>
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		<title>By: sad4america</title>
		<link>http://fdlaction.firedoglake.com/2009/10/17/snowe-strikes-again-universal-underinsurance/#comment-54916</link>
		<dc:creator>sad4america</dc:creator>
		<pubDate>Sun, 18 Oct 2009 02:51:00 +0000</pubDate>
		<guid isPermaLink="false">http://fdlaction.firedoglake.com/?p=3485#comment-54916</guid>
		<description>How much are you willing to pay for this public option? The total costs of the insurance needs to be spread out between all that are covered. People seem to think you by insurance for $500/m so you should be covered for everything up to the moon. The recent first dollar thing that insurance has moved toward should make people become more educated and pressure hospitals to lower costs but to many are to slow and blame it on the insurance companies. Take your car insurance for example.... Do you file a claim when you need new tires, how about windshield wipers, oil change??? Car insurance would be outragous if we all did that. Health coverage should be seen the same way. Health insurance is there to save people from the crippling costs of prolonged disease or costly accident or injury or surgery. Insurance does cost a lot but we get and ask a lot from it. We need to understand the true costs and budget appropriately not look to blame. Fixes need to be made legally as well but we first need to fix our understanding and additudes.</description>
		<content:encoded><![CDATA[<p>How much are you willing to pay for this public option? The total costs of the insurance needs to be spread out between all that are covered. People seem to think you by insurance for $500/m so you should be covered for everything up to the moon. The recent first dollar thing that insurance has moved toward should make people become more educated and pressure hospitals to lower costs but to many are to slow and blame it on the insurance companies. Take your car insurance for example&#8230;. Do you file a claim when you need new tires, how about windshield wipers, oil change??? Car insurance would be outragous if we all did that. Health coverage should be seen the same way. Health insurance is there to save people from the crippling costs of prolonged disease or costly accident or injury or surgery. Insurance does cost a lot but we get and ask a lot from it. We need to understand the true costs and budget appropriately not look to blame. Fixes need to be made legally as well but we first need to fix our understanding and additudes.</p>
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