Reid is the Senatorial version of a Concern Troll, and needs to be banished, like any troll.

or rational

Other analogies: Permitting a life insurer to cancel a policy because an insured failed to disclose that they skin dived, when the insured died in a commercial airline crash. Permitting an auto insurer to rescind a policy simply because the insured makes a claim; that’s bad enough, but it’s not a reason, it’s a method for executives to make their bonus targets. Or permitting a car manufacturer to cancel a warranty because the driver installed an aftermarket exhaust, when the warranty problem is that the car’s brakes failed. Again, the rescission is unrelated to the corporate goal being sought, as is true of the 1400 plus reasons health insurers have not to pay claims.

Consumer protection laws prohibit some of those practices precisely because they are frauds on the consumer. Insurance abuse is also a public health hazard and a national financial nightmare. It costs billions annually, costs that are externalized onto individuals and governments. Not just pocketbooks, but through visceral pain and sometimes death.

With all that, Congress manfully restrains itself and refuses to regulate these nationwide abuses. Insurers often hold regional monopolies – permitted via a Congressional exemption from anti-trust laws. They won’t change profitable practices simply because consumers want something else. In part, that’s because consumers have no market choice in the matter owing to the insurer’s monopoly.

By definition, “market forces” cannot change the status quo until that monopoly is broken. That requires withdrawing insurers’ anti-trust exemption, more tightly regulating abusive practices on a national scale, and by meeting the insurance needs of tens of millions now without insurance or insurance so fragile it can’t be used.

Obviously, he was lying through his teeth about everything he pretended to stand for during the campaign.